Health Insurance

Health insurance is primarily separated into two objects: (a) Medical expenses (healthcare) for in-patient or out-patient treatment, in case of accident or illness, (b) Income loss due to disability, in case of accident or severe illness.

We completely separate healthcare and disability lines from the life branch, and service the insurance needs of our customers with specialty products available in the international market. In particular, we cooperate directly with AXAPPP, BUPA, CIGNA.

International healthcare schemes have proven a tested and credible choice of cover for more than 10,000,000 Europeans. These schemes are ideal for executives and individuals of middle – high income, and they offer three major advantages:

1. Permanent cover, without age restrictions, without pre-insurance medical tests

2. Worldwide in-patient cover with direct settlement of hospital invoices

3. Flexible out-patient cover with free choice of consultants and service providers

Group Personnel Insurance

There are three options of group personnel insurance for organizations & companies

1. Standard group policy of multiple benefits for both perils (accident and illness), with budgeted per capita premium.

2. Personal accident group policy with limited exclusions and high limits, especially for executives.

3. International major medical group schemes with high limits, especially for executives.

Our company is not engaged in the production of individual pension plans. Exceptionally, we can intermediate only for group saving plans of active corporate customers.