CONSULTING

This is a personal service that is provided exclusively by the under-signed and includes: (A) Checking the terms of active insurance agreements of companies and organizations, along with a written essay on their improvement, if deemed necessary. (B) The preparation of property / ΒΙ insurance schedules for small – medium and big Enterprises, in addition to the checking of the consequent insurance policies issued. (C) Claim management, from contacting the loss adjuster and submitting the claim to the final settlement of compensation. Claim management requires special authorization, for
contacting at least the loss adjuster and the insurance company.

This service does not intervene in any established relationship between the entrepreneur or company executive and another insurance agent or broker in charge, but on the contrary, it works on the benefit of all participants (it is noted that this service is also addressed to insurance intermediaries, even for training courses). It is also considered important, especially in regard to part (A) of this service, due to the fact that the terms of the insurance agreements offered in the market (especially in the property and liability lines) per case are considered tricky and need to be elaborated with the addition of special conditions in the policies.

The service fee for part (A) is 30 euros per hour (plus VAT), for part (B) it is determined in proportion to the sums insured (minimum fee 250 euros) plus VAT, for part (C) it is 2% on the indemnity amount (minimum fee 500 euro “no cure no pay”) plus VAT. Based on Law 4583/2018, the provision of consulting services requires a written contract between an insurance broker and his/her customer, and in my case, one-page agreement available by email upon request.

Georgios Serafimides

Insurance Broker